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Simple and Free – It’s True!

Who is considered ‘self-employed’? Realtor? Truck driver? Construction worker? Labor union? The Key Question- does the borrower have 25% or more ownership in the company?  If the answer is yes, the borrower is considered self-employed. But, is it really that simple?...

Safety Net – We’ve Got One!

Loans, loans, loans. Everyone has more than they know how to handle. While that’s the good kind of “problem” to have, the very real challenge still exists of how to move additional volume through the pipeline while maintaining quality and service levels. For all...

Rise of the Entrepreneurial Homeowners?

We’ve all heard news stories that millennials are not buying houses. New household formations continue to be well below peak levels. Despite rents reaching astronomical levels in many areas, home ownership levels are not yet making significant gains.  While many...